Financial Analysis for Lending Course

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This course is ideal for anyone in your financial institution who must be able to understand and assess accrual-based financial statements-explores fundamental accounting and cash flow concepts from a lender’s perspective. Learning Objectives At the end of this session, participants will..

Start Date:

24 August, 2020.

End Date:

26 August, 2020.

Amount:

NGN 180,000.00

Category:

Banking and Finance

This course is ideal for anyone in your financial institution who must be able to understand and assess accrual-based financial statements-explores fundamental accounting and cash flow concepts from a lender’s perspective.

Learning Objectives

  • At the end of this session, participants will be able to
  • Analyze a firm’s financial statements when undertaking corporate valuations, including how to derive underlying earnings and cashflow
  • Prepare Ratio analysis, including profitability, performance, leverage, liquidity, returns to firm and equity
  • Conduct valuation of debt, financial assets, quasi-debt, provisions, deferred taxes, off balance sheet liabilities and other factors

Day 1

  • Dealing with the fundamentals
    • Introduction to financial analysis
    • Identifying the relationship between cash flow and profit
    • Development of an integrated cash flow model
    • Recognizing it’s all about cash
    • Understanding the relationships between the three main accounting statements
  • Fundamentals of accounting statements-the profit and loss account
    • How the PandL has changed over the last 25 years
    • Detailed review of the Profit and Loss account including explanation of all significant accounting terminology
    • Profit types - trading, asset and business
    • Inventory, depreciation, capitalized interest
    • Minority interests and consolidation
    • Exceptional and material items
  • Fundamentals of accounting statements-the balance sheet
    • Detailed review of the balance sheet including explanation of all significant accounting terminology
    • Understanding the fixed assets note
    • Accounting goodwill -what is it?
    • Liabilities, pension fund accounting
    • Debt and other liabilities like debt
    • Deferred tax, contingent liabilities
  • Financial analysis techniques-ratio analysis
    • Objectives of ratio analysis
    • Developing ratio analysis skills
    • Different types of ratios
    • How much information is there in ratios?
    • Ratio rules - avoiding errors of principle
    • Uses of ratios

Day 2

  • Cash flow analysis and accounting issues
    • Understanding cash flows
    • Detailed review of the cash flow statement
    • Analyzing and interpreting cash flows
    • Summarizing cash flows for analysis
  • Cash flow analysis
    • The four phases in the life of a business
  • Cash flow analysis-taking it further
    • Dealing with the consequences of growth and no-growth
  • Accounting abuses and update
    • Abuses of Fair Accounting
    • Basic abuses relevant to all businesses
    • More complex abuses relevant to larger groups
    • Global accounting in the new century
    • Overview of the International Accounting Standards Board
    • The implications of the IFRS

Day 3

  • Financial mathematics and project analysis
    • The time value of money
    • Present and future values
    • Defining the discount factor
  • Net present value -developing the concept
    • NPV’s and varying future cash flows
    • Perpetuities and annuities
  • Project analysis
    • Introduction to project analysis
    • Developing a forecast of the project cash flows
    • Identifying the key risk areas
  • Evaluating capital investment projects
    • Discounted cash flow techniques
    • Calculating the internal rate of return
  • The responsibilities of management
    • The essential aspects of the management task
  • Costing and break-even analysis
    • Fixed and variable costs
    • Marginal, absorption and standard costing

MORE DETAIL

Phone Number:

+2348033467639

Email:

megaheads@gmail.com

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